Update regarding Central Credit Register

From 20 March 2018, borrowers and lenders can request a copy of credit reports from the Central Credit Register.

Data on mortgages, personal loans, credit cards and overdrafts, which is backdated to 30 June 2017, is live on the system and is incorporated into credit reports.

From 30 September 2018 it will be compulsory for credit providers to access the Central Credit Register when considering a credit application for €2,000 or greater.

Further information can be found at www.centralcreditregister.ie